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Gursel Abbas

  • LinkedIn

Industry: FinTech


People experience stress when entering your card details on online sales platforms. Customers who encounter a case of data breach because the card data is entered on the site, experiences loss of money. When customers contact the bank, they have to pay for the chargeback service to investigate the refund. In addition, the bank pays an interchange fee for each card transaction. This reduces the bank's profitability.


Customers will be able to make your payment easily and quickly with just a 6-digit code without adding your card details. The interesting part for banks is that they will be exempted from interchange fee and OTP fee as the payments will not be made through the card and the bank's profitability will increase.

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